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Erie has a relatively small service area, but young drivers in those states can find some of the most affordable rates for car insurance on the market.
Erie has made a name for itself by offering affordable insurance to teens and young drivers, a group that can face much higher rates for car insurance. Founded in 1925, Erie is a Fortune 500 company that services a very select market on the East Coast. Its insurance products are only available in Washington, D.C., and 12 states: Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, and Wisconsin.
Erie car insurance is available in several forms:
- Comprehensive
- Collision
- Bodily injury liability
- Property damage liability
- Uninsured or underinsured motorist coverage
- Roadside assistance
- Rental car expense coverage
- New car protection
- Motorcycle insurance
- Pet insurance
- Rideshare insurance
Erie also offers two exclusive programs: Rate Lock and Auto Plus. Rate Lock helps guarantee your rate. The Auto Plus bundle includes several popular benefits, such as a waived or diminishing deductible, increased policy limits, and transportation expense reimbursement.
Other ways to save include eight discounts, such as for storing your vehicle, bundling your home and auto insurance, enrolling in paperless statements, and making payments in full. Again, Erie steps up to the plate for young drivers, offering extra discounts for those policyholders that are unmarried and live with parents who are active policyholders. You can also save by successfully completing an approved driver’s course.
Erie wins top honors in J.D. Power’s North Central rankings with its 24/7 customer service. It also receives high scores from AM Best, signifying strong financial stability and reliability.
Read our full Erie car insurance review.
